• Commercial Insurance

    What Employers Need to Know about Employment Practices, Sexual Harassment and Discrimination

    You’ve seen it all over the news, practically every day.  If not a politician, someone in Hollywood, the food services industry, or a Federal Judge is accused and the list goes on and on. If someone were to step forward and accuse a fellow employee or manager in your company of sexual harassment, what would you do?  There are definitely guidelines you should begin to adhere to in order to help mitigate any further potential damage.  Hopefully, it is groundless. Your company should have someone identified to everyone as the person to bring complaints to in complete confidence.  These complaints need to be addressed with the offending party that the…

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    CYBER LIABILITY COVERAGE FOR NON-PROFITS

    News of cyber-crime and instances of massive data breaches are increasing each year. The headlines have been grabbed by major data breaches at discount retail chains, restaurant chains, financial institutions, video game developers, health care providers, government agencies and more. The Pew Research Center estimated this year that 18 percent of adults who engage in online activities have been the victims of stolen information, including Social Security numbers, addresses, or banking information – an increase from 11 percent in 2013. And with each instance comes increased awareness of the need for cyber liability coverage, a painful but important lesson in the ways 21st century crime can infiltrate a business –…